Yes, you can use FSA and HSA funds for a wig when it is prescribed as a cranial prosthesis for medical hair loss. Here is exactly how it works, what documentation you need, and how to maximize your pre-tax benefit.
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Step-by-step guide to getting your wig covered by health insurance as a cranial prosthesis including exact prescription language, billing codes, and what to do if denied.
Does insurance cover wigs for hair loss? Yes — if you know the right terminology and steps. This complete guide covers which plans cover wigs, what documentation you need, and how to avoid the most common claim mistakes.